Open For Business.

Gulf Coast Small Business Lending is a national USDA and SBA Preferred Lender.

We think logically and move quickly. We provide great terms and competitive rates to borrowers across a range of industries on loans up to $10,000,000.

Our Process:

Applying

Provide us your contact information and a real person will reach out to you to discuss your financing needs and assess how we can help. Our goal is to make applying simple and painless.

Underwriting

We collect documents and assign one specific Loan Facilitator to speak with you regularly to help us thoroughly understand your business opportunities.

Funding

Once your loan has been approved, a dedicated Closing Specialist will work with you to simplify documentation and arrange the funding of your loan.

Getting Started:

Acquisitions often are an attractive way of expanding into a new industry or new geography. SBA 7(a) loans through Gulf Coast Small Business Lending can provide the low-cost, flexible financing solutions you need. We understand the acquisition process and can make our capital work for you to help you buy a business.

Flexible loans:Up to $5,000,000
Flexible advance rates:Up to 80%
Simple structure:7 – 15 years, fully amortizing, variable rates
Easy and fast application:Pre-approval within 5 business days

SBA loans are subject to SBA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.

Real estate purchase for the business you operate can improve your cash flow and help you build additional equity over time.  With an SBA 7(a) and 504 or a USDA B&I we can help you realize those goals.

Flexible loans:Up to $10,000,000
Flexible advance rates:Up to 90%
Simple structure:15 – 25 years, fully amortizing, variable rates
Easy and fast application:Pre-approval within 5 business days

SBA and USDA loans are subject to SBA and USDA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.

Whether a loan with a balloon payment or a high-interest loan, our capital may be used to refinance those, leading to lower monthly payments.

Flexible loans:Up to $5,000,000
Flexible advance rates:Up to 100%
Simple structure:7 – 25 years, fully amortizing, variable rates
Easy and fast application:Pre-approval within 5 business days

SBA and USDA loans are subject to SBA and USDA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.

Growth is great, but sometimes it requires capital. We finance expansion into new markets… opening new locations… investment in new equipment… hiring more people… innovative marketing campaigns… and more. Gulf Coast Small Business Lending loans provide attractive, flexible funding to help your business grow.

Flexible loans:Up to $5,000,000
Flexible advance rates:Up to 90%
Simple structure:7 – 25 years, fully amortizing, variable rates
Easy and fast application:Pre-approval within 5 business days

SBA and USDA loans are subject to SBA and USDA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.

We know franchising.  Our recognized expertise in restaurant franchising results in insights into the unique circumstances facing and opportunities surrounding franchisees in hotels, health clubs, the automotive aftermarket, and other industry segments.  Whether it involves opening or buying a location, we know how to craft the SBA 7(a) financial solution for your capital needs.

Flexible loans:Up to $5,000,000
Flexible advance rates:Up to 90%
Simple structure:7 – 25 years, fully amortizing, variable rates
Easy and fast application:Pre-approval within 5 business days

SBA loans are subject to SBA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.

Our Story:

Gulf Coast Small Business Lending, a division of Gulf Coast Bank & Trust is a member of the Preferred Lender Program and an active SBA and USDA lender across the country. We are based in Dallas, Texas and provide government-guaranteed SBA 7(a) and 504, as well as USDA B&I loans to small businesses across the country. Our borrowers own a wide variety of businesses in many industries, including professional practices; hotels; restaurants; dealerships; gyms and others.

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Referral Partners:

Gulf Coast Small Business Lending has earned the trust of borrowers by treating each relationship with respect and care. That same philosophy guides our approach to dealing with our referral partners.

We benefit from working with best-in-class referral partners to introduce us to the best loans and best borrowers. We encourage and reward referrals that come from brokers, sell-side agents, real estate brokers, investment bankers, banks, lawyers, accountants and other sources – all of whom know they can trust us to act responsibly.

National Presence:

We are a designated national PLP (Preferred Lender Program) lender; we can close deals anywhere.

Streamlined Process:

From application to underwriting to packaging to closing, our process is fast and efficient.

Referral Fees:

We compensate you when a loan closes.

Closing Ratio:

We work hard to close deals.

To learn more, please call us at 972.685.6688 or just fill in the information below and we will follow up with you promptly.

Care to Discuss?

Call us at 972.685.6688 or fill in the form below...